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How to Cancel John Hancock Life Insurance in 3 Easy Steps

If you have a policy with John Hancock and need to make a change, don’t worry. We’re going to tell you how to cancel John Hancock life insurance in three easy steps. We’ll tell you all about the company’s cancellation policy, some replacement options, and contact methods. Before you learn how to cancel John Hancock...

If you have a policy with John Hancock and need to make a ch...

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How to Cancel Gerber Life Insurance in 3 Easy Steps

If you have a policy with Gerber Life and need to make a change, don’t worry. We’re going to tell you how to cancel a Gerber Life insurance policy in three easy steps.Read More: How To Cancel Life Insurance We’ll tell you how to surrender Gerber Life insurance, and give you some replacement options and...

If you have a policy with Gerber Life and need to make a cha...

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How to Cancel Liberty Mutual Life Insurance in 5 Easy Steps

There are many reasons you may need to know how to cancel Liberty Mutual life insurance. Perhaps you have found a better deal with another company or maybe you just don’t need the coverage anymore. Whatever the reason, we will walk you through the steps you need to take to cancel your Liberty Mutual life...

There are many reasons you may need to know how to cancel Li...

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How to Cancel Foresters Financial Life Insurance in 5 Easy Steps

There are many reasons you may need to know how to cancel Foresters Financial insurance. Whether you’ve found lower rates elsewhere or just don’t need life insurance any longer, the cancellation process is easy. We’ll take you through the steps for how to cancel Foresters Financial life insurance and help you shop for new coverage....

There are many reasons you may need to know how to cancel Fo...

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How to Cancel AIG Life Insurance in 4 Easy Steps

People who are buying term life or whole life insurance decide to cancel their policies for many different reasons. If you’re a customer with American International Group (AIG), read on to learn how to cancel AIG life insurance company policies in four steps.     Before we dive into how to cancel an AIG life insurance policy,...

People who are buying term life or whole life insurance deci...

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How to Cancel Banner Life Insurance in 3 Easy Steps

If you have a policy with Banner and you need to opt-out, don’t worry. We’re going to tell you how to cancel Banner Life Insurance in three easy steps. We’ll inform you of the company’s cancellation policy, how much leeway you have, and how much it will cost you to cancel. Before you learn how...

If you have a policy with Banner and you need to opt-out, do...

No Exam Life Insurance: Buyer’s Guide (Companies + Rates)Post

No Exam Life Insurance: Buyer’s Guide (Companies + Rates)

If you want life insurance coverage but don’t want to take a medical exam, you can still get up to $500,000 in coverage with a no exam life insurance policy. No exam life insurance policies often have higher costs and lower face values than a policy that requires an exam. We designed this guide to...

If you want life insurance coverage but don’t want to ...

Indexed Universal Life Insurance: Pros & Cons (Companies + Rates)Post

Indexed Universal Life Insurance: Pros & Cons (Companies + Rates)

As a whole life insurance product, indexed universal life insurance or IUL offers both life insurance and an investment tool and is now looked at as an additional piece in one’s overall financial plan. What makes an IUL attractive is the ability to invest in the performance of the market without actually investing in the...

As a whole life insurance product, indexed universal life in...

The Life Insurance Underwriting ProcessPost

The Life Insurance Underwriting Process

Life insurance underwriting is where your policy’s destiny is determined. While most buyers believe they are done after submitting the application, this is the farthest thing from the truth. Life insurance underwriting is where your premiums, approval or denials are established. Many consumers merely sign up based on price alone. They fail to ask the...

Life insurance underwriting is where your policy’s destiny...

Key Person Insurance: Buyer’s Guide (Companies + 2024 Rates)Post

Key Person Insurance: Buyer’s Guide (Companies + 2024 Rates)

Key person insurance is a type of corporate-owned life insurance that covers the most important employees in a business. In most cases, this type of life insurance covers CEOs or managers. Rates start as low as $100/month. But is it right for you? One of the most frequently asked questions about life insurance is how...

Key person insurance is a type of corporate-owned life insur...

How Much Does Whole Life Insurance Cost?Post

How Much Does Whole Life Insurance Cost?

Do you want to purchase life insurance that will pay a death benefit when the insured dies whenever that time arrives? If you answered yes, whole life coverage might be what you were seeking. Whole life, also called cash-value life insurance, is a type of permanent protection that lasts as long as you do. Unlike...

Do you want to purchase life insurance that will pay a death...

$100,000 Life Insurance Coverage Types and PricesPost

$100,000 Life Insurance Coverage Types and Prices

How much does $100,000 life insurance cost? I get this question often, and my answer is: That depends. First, the type of coverage you intend to purchase, whether it’s permanent or temporary, will play significantly on your expected costs (hint—term costs less). Second, the entire risk you pose to the insurance company, such as your...

How much does $100,000 life insurance cost? I get this quest...

10-Million-Dollar Term Life Insurance PolicyPost

10-Million-Dollar Term Life Insurance Policy

If you intend to buy a 10-million-dollar life insurance policy, in addition to being healthy, you’ll need to demonstrate your financial need for such amount. After all, the purpose of life insurance is to safeguard a client’s wealth, not build it. Our needs and wants are constantly clashing with each other. Do I need this...

If you intend to buy a 10-million-dollar life insurance poli...

Medical Information Bureau (MIB) ExplainedPost

Medical Information Bureau (MIB) Explained

Whether you apply to a fully underwritten or no-exam life insurance policy, the carrier’s underwriter will request access to your MIB file, provided you have one. The Medical Information Bureau provides consumer reports (not credit reports) for the exclusive use of insurance companies which are members of MIB Group, Inc. In a nutshell, the MIB...

Whether you apply to a fully underwritten or no-exam life in...

What is a life insurance death benefit?Post

What is a life insurance death benefit?

Life insurance death benefit is one of the most commonly used phrases in the life insurance industry. Coincidentally, it is also the main reason that most people will purchase a life insurance policy. However, as simple as it appears to be, most consumers can’t distinguish between death benefit, face amount, or cash value when looking...

Life insurance death benefit is one of the most commonly use...

Life Insurance Contestability PeriodPost

Life Insurance Contestability Period

What is a Contestability Period? Buying life insurance is far from being the most exciting thing you can do. What is even worse, though, is when the insurer refuses to pay a claim. A contestability period is the time allowed for the carrier to contest the claim’s validity if they find material misrepresentation on the...

What is a Contestability Period? Buying life insurance is fa...

Learn the Facts About Annual Renewable Term Life InsurancePost

Learn the Facts About Annual Renewable Term Life Insurance

You may have heard of 10-, 20-, or 30-year term life insurance, but did you know you have another alternative called annual renewable term life insurance?  In this post, we will answer the question: what is a renewable term? I will explain the annual renewable term, pros & cons, and pricing compared to a level...

You may have heard of 10-, 20-, or 30-year term life insuran...

Guaranteed Universal Life InsurancePost

Guaranteed Universal Life Insurance

If you are too scared to outlast your policy’s term and dislike the thought of paying for a whole life plan, you landed on the right page. Guaranteed universal life may be your hope. With so many similarities to both term and whole life, GUL offers the best of both worlds, without the complexities nor...

If you are too scared to outlast your policy’s term and di...

Pros and Cons of Term Life InsurancePost

Pros and Cons of Term Life Insurance

With so many controversies concerning buying term life insurance, I wanted to present a few ideas for you to ponder and decide for yourself. Some are saying term life is a waste of money while others argue you should buy term and invest the difference. I believe that there is no one policy that will fit...

With so many controversies concerning buying term life insur...

Term Life Insurance Rates by Age (Exam & No-Exam)Post

Term Life Insurance Rates by Age (Exam & No-Exam)

Sample life insurance rates are provided on this page because we believe it’s a good business practice to show all the rates before we ask for your personal information. It’s worth mentioning that prices are fixed by law, which means you can’t find a lesser rate for the same product offered. So, whether you plan...

Sample life insurance rates are provided on this page becaus...

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