Effortless Insurance Blog

Child Life Insurance: Buyer’s Guide
Child life insurance, which covers anyone younger than 18 years, can be purchased as a rider to your existing insurance or bought as a separate policy. Find cheap child life insurance policies here, starting at $2.17/month.

Jul 10, 2020 | Life Insurance

Here's what you need to know... You can expect to pay anywhere from a few dollars to a few hundred dollars for a full child's life insurance policy Child's [...]

Millennials and Life Insurance: Buyer’s Guide
Learn about millennials and life insurance — life insurance for millennials is more affordable than you may think. The average millennial can get a 20-year, $100,000 term policy for as low as $12.70/month.

Jul 9, 2020 | Life Insurance

Here's what you need to know... Only 10 percent of millennials report having enough life insurance to meet their needs The longer you wait to buy life [...]

Country Financial Life Insurance Review
Country Financial Life Insurance (review below) offers whole and term life insurance coverage for just about every stage of life. Get term life rates as low as $11.66/month for a $250,000 policy.

Jul 7, 2020 | Company Reviews

Life insurance's common purpose is to provide money for your family if something happens to you. With this Country [...]

Ameritas Life Insurance Review
Ameritas Life Insurance (review below) offers a variety of policies and A+ ratings. Find competitive rates as low as $12.67/month or $152/year.

Jul 3, 2020 | Company Reviews

We can all agree that paying high premiums on life insurance is a bit unrealistic. That premium is an expense you're stuck [...]

Life Insurance 101: Understanding Your Life Insurance Policy
Understanding your life insurance policy means knowing the parts of a policy as well as the type of policy and how death benefits work. Life insurance costs as little as $12.70/per month, but the rate depends on several factors, including your age and health.

Jun 29, 2020 | Life Insurance

Your life insurance policy is a contract. Like any contract, understanding your policy is the key to getting the most out of it, and making sure it fully [...]

Brighthouse Financial Life Insurance Review (Updated)
Brighthouse Financial Life Insurance (review below) offers innovative insurance solutions like SmartCare, long-term insurance, and affordable term life insurance for as low as $10.85/month.

Jun 25, 2020 | Company Reviews

We created this Brighthouse Financial Life Insurance review to provide a first look at one of the newest life insurance [...]

Great Western Life Insurance Review (Updated)
Great Western life insurance (review below) specializes in whole life insurance and offers a variety of burial and final expense options to ease your end-of-life financial concerns. Get Great Western guaranteed issue life insurance for as low as $21.67/month.

Jun 18, 2020 | Company Reviews

Considering Great Western Insurance? Our Great Western life insurance review will tell you everything you need to know [...]

State Farm Life Insurance Review (Updated)
For over 90 years, State Farm life insurance (review below) has offered some of the most competitive term, whole, and universal policies around. Find State Farm term life insurance rates as low as $12.44/month.

Jun 18, 2020 | Company Reviews

We hear about State Farm's auto insurance, but does State Farm have life insurance? They do! This State Farm life insurance [...]

Life Insurance After Prostate Cancer (Companies + Rates)
Life insurance after prostate cancer may not even affect your insurance rate, thanks to high survival rates. Get life insurance for as low as $63.35/month.

Jun 17, 2020 | Impaired Risk

While searching for life insurance with a pre-existing condition can be tiring, it is entirely achievable. Don't be discouraged just because you had or have a [...]