The Effortless Insurance Blog | Effortless Insurance

Cities With the Most Physically Demanding Jobs [+What they Pay]

Oct 10, 2019 | Impaired Risk

10 Cities With the Most Physically Demanding Jobs Many Americans struggle to get enough physical activity, but they work diligently to prioritize exercise and [...]

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Should you worry about your insurance score? (New)

Oct 1, 2019 | Life Insurance

Can I be totally honest with you? When I originally began selling life insurance years ago, I would regularly get asked: "Will this influence my credit?" or [...]

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Life Insurance with Type 1 Diabetes

Jun 20, 2019 | Impaired Risk

Obtaining life insurance with Type 1 diabetes is a daunting task but not impossible to accomplish. Let me open with some brutal facts: First, you must be over [...]

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How Much Does Whole Life Insurance Cost?

Jun 18, 2019 | Types of Life Insurance

Do you want to purchase life insurance that will pay a death benefit when the insured dies whenever that time arrives? [...]

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Best Term Life Insurance Companies for Seniors

Jun 11, 2019 | Seniors Life Insurance, Types of Life Insurance

Some of the most satisfaction I get from being a broker as opposed to an agent is that I don’t work for an insurance carrier. I represent them—over 50 of [...]

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$100,000 Life Insurance Coverage Types and Prices

Jun 5, 2019 | Types of Life Insurance

How much does $100,000 life insurance cost? I get this question often, and my answer is: That depends. First, the type of coverage you intend to purchase, [...]

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10-Million-Dollar Term Life Insurance Policy

May 28, 2019 | Types of Life Insurance

If you intend to buy a 10-million-dollar life insurance policy, in addition to being healthy, you’ll need to demonstrate your financial need for such amount. [...]

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Term Life Insurance for over 50

May 23, 2019 | Seniors Life Insurance, Types of Life Insurance

While age alone should never play a role in whether you should own life insurance, most people wake up when they turn 50 and are more inclined to take a [...]

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Final Expense Life Insurance Sample Rates

May 20, 2019 | Seniors Life Insurance, Types of Life Insurance

Not everyone needs or wants coverage with a large face amount intended to be income replacement or mortgage protection. For some, not being a burden on their [...]

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