Effortless Insurance Blog

Dos and Don’ts of Life Insurance (Top 20)
Knowing the dos and don'ts of life insurance before you buy a policy is crucial to getting the most affordable life insurance rate. Learn everything you need to know about life insurance and whether term or whole life is right for you, then get life insurance coverage for as low as $10.85/mo.

Jul 22, 2020 | Life Insurance

Here's what you need to know... Life insurance falls into two main categories: term or whole Life insurance policies can be customized with riders that [...]

Child Life Insurance: Buyer’s Guide
Child life insurance, which covers anyone younger than 18 years, can be purchased as a rider to your existing insurance or bought as a separate policy. Find cheap child life insurance policies here, starting at $2.17/month.

Jul 10, 2020 | Life Insurance

Here's what you need to know... You can expect to pay anywhere from a few dollars to a few hundred dollars for a full child's life insurance policy Child's [...]

Millennials and Life Insurance: Buyer’s Guide
Learn about millennials and life insurance — life insurance for millennials is more affordable than you may think. The average millennial can get a 20-year, $100,000 term policy for as low as $12.70/month.

Jul 9, 2020 | Life Insurance

Here's what you need to know... Only 10 percent of millennials report having enough life insurance to meet their needs The longer you wait to buy life [...]

Country Financial Life Insurance Review
Country Financial Life Insurance (review below) offers whole and term life insurance coverage for just about every stage of life. Get term life rates as low as $11.66/month for a $250,000 policy.

Jul 7, 2020 | Company Reviews

Life insurance's common purpose is to provide money for your family if something happens to you. With this Country [...]

Ameritas Life Insurance Review
Ameritas Life Insurance (review below) offers a variety of policies and A+ ratings. Find competitive rates as low as $12.67/month or $152/year.

Jul 3, 2020 | Company Reviews

We can all agree that paying high premiums on life insurance is a bit unrealistic. That premium is an expense you're stuck [...]

Life Insurance 101: Understanding Your Life Insurance Policy
Understanding your life insurance policy means knowing the parts of a policy as well as the type of policy and how death benefits work. Life insurance costs as little as $12.70/per month, but the rate depends on several factors, including your age and health.

Jun 29, 2020 | Life Insurance

Your life insurance policy is a contract. Like any contract, understanding your policy is the key to getting the most out of it, and making sure it fully [...]