How does Return of Premium Really Work?
Some people consider buying term life insurance a total waste of money, regardless of how low the premiums are. If you are one of those people, maybe you would be interested in buying a policy that [...]
Life Insurance for Recovered Alcoholics [Best Tips]
I’ll open with the brutal truth. If you are a current alcoholic, you will not be able to get a traditional life insurance policy and must opt for a guaranteed issue or an accidental death & disme [...]
Life Insurance for Overweight Individuals
Getting life insurance as an overweight individual isn’t as hard to qualify for as you think, provided that being overweight is your only health issue. However, being overweight in combination with o [...]
Can You Get Approved for Life Insurance with a DUI?
A DUI or DWI carries many consequences regarding your driving license, employment, personal life and even mortality. Were you surprised to be asked a question on the life insurance application regardi [...]
Term Life Insurance Advantages & Disadvantages
With so many controversies concerning buying term life insurance, I wanted to present a few ideas for you to ponder and decide for yourself. Some are saying term is a waste of money while others argue [...]
Finding Affordable Life Insurance for Smokers
Life insurance for smokers is expensive; no need to beat around the bush or sugar-coat it. Smokers will pay 2–3 times as much as non-smoker depending on the age at which they buy the policy provided t [...]
Sample Term Life Insurance Rates [Exam & No-Exam]
Sample life insurance rates are provided on this page because we believe it’s a good business practice to show all the rates before we ask for your personal information. It’s worth mentioning that pr [...]
American National Life Insurance Review
American National Insurance Company (ANICO) is one of the oldest insurance companies in the nation. American National is also one of our top 20 final expense insurance companies. In this post I will [...]
Top 20 Final Expense Companies and Rates
Final expense insurance is used to cover the charges of affairs specifically related to your death. This may include the cost of a funeral service, burial, and other expenses associated with your “fi [...]
Top 3 Guaranteed Issue Life Insurance Companies
If you landed on this page, you are probably looking for the top guaranteed issue life insurance companies. With so many choices presented to consumers, how do you know which company will be best for [...]