Home2018-11-29T18:48:22+00:00

Life Insurance Is Baffling We Make It Effortless

Quotes in Under 30 Sec.  |  Top Rated 50+ Insurers  |  Face Amount: 10K–10M

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A Few of the Many Companies We Represent

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We Specialize in Providing the Coverage You Need

 Not all policies are created equal, and not all consumers have similar needs.

No-Exam

It’s a type of coverage that doesn’t require a clinical examination as a part of the underwriting process.

  • You need life insurance immediately and don’t want to delay
  • You simply want to avoid going through a physical exam
  • You can have coverage in force within days instead of weeks
  • The coverage can be anywhere from $50,000 up to as much as $500,000
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Term Life

Often called “pure insurance” because it’s intended only to protect your dependents in case you die prematurely.

  • The greatest death benefit for the lowest premium
  • The premiums remain the same throughout the contract’s duration
  • The most common terms are 10-, 15-, 20-, and 30-years
  • Term is significantly less expensive when compared to whole life
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Final Expense

Final expense insurance is used to cover the charges of affairs specifically related to your death.

  • The face amount is usually between $5,000 and $50,000
  • Final expense insurance is a permanent coverage
  • Permanent life insurance policies carry cash value
  • Final expense policies do not require an exam
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Finally, There’s a Better Way to Find the Right Policy for You

 Prices are fixed by law, so why go elsewhere to find the lowest quote?

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When We Say No Sales Pressure We Mean It

We are not a call center that is under the monthly guillotine quota, and you are not just a number to us. We would rather present all options without using high-pressure sales techniques.

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Nothing Is Ever Hidden from You

In today’s online world, most businesses are hiding behind a computer, and it can take days to get a reply or a call-back. You will always be able to reach us at (866) 326-3053.

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You Will Not Find a Lower Premium Rate

Despite what you may have heard, prices are fixed by law, which means no broker can offer you a lesser rate for the same plan. Choosing the wrong plan may lead to higher premiums.

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Less Daunting Underwriting Process

Our brokers are trained and seasoned in guiding you through this specialized process, to make sure you get the best rates possible, even if you are a high-risk individual.

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We Represent More Than 50 Companies

We work for you, not the insurance company, which is why we represent over 50 companies. Be skeptical when an agent represents only one company. This limits your choices.

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It’s Free! We Get Paid by the Insurer

There is no cost to you for using a broker to help you through this process. Because we get paid by the insurance carrier, you get our knowledge, our experience, and our help all for free.

Choosing the Right Broker Is the Key to the Best Policy

 A broker represents the client, not the insurer. Don’t get trapped dealing with just one company.

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To Find the Best Quote

One might think choosing an insurance broker should be an effortless process. Select the one that offers you the lowest price, right? Well, that’s certainly not the case. Rather than submitting applications with eight different carriers, use a broker who has extensive knowledge in dealing with your distinct health condition to place you with the appropriate carrier with the highest chance for approval.

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