About Effortless Life Insurance
We strive to be your most trusted partner in pursuing the right life insurance.
About Effortless Insurance
EffortlessInsurance.com is a service operated by Ron Attias, a licensed insurance broker in 16 states. Ron has no particular loyalty to any one insurance company, so we can shop all major insurance carriers for you. This means that you always get the BEST plan at the LOWEST price. Each plan can be customized to fit your specific healthcare needs and budget.
Finding the Perfect Policy
In today’s complicated insurance climate, it’s difficult to know how to shop for a policy. Some old types of plans are no longer available, and entirely new plans can be unclear and confusing to consumers.
The newest health care law, the Affordable Care Act, set up completely new rules for health care in the US, along with a lot of new terminologies: marketplace policies, off-marketplace, subsidized premiums, mandates, ”Metal” plans…and the list goes on (and on!).
On top of that, anyone planning on buying an insurance policy directly on the state marketplace might be surprised to know that the “navigators” who answer your call to assist you are not licensed or trained to offer you any guidance about your plan options.
Not only does this mean you may not sign up for the policy that best meets your health needs, but you may end up paying more for the wrong policy!
Meet the Experts
EffortlessInsurance.com’s expert team focuses on ensuring our content and services uphold the highest standards of integrity. Our dedicated team also manages our extensive writing network, which guarantees the information you receive is accurate, evidence-based, current, and trustworthy.
A team of life insurance experts reviews our content, ensuring that existing and new content is accurate so you can make the best decisions about your life insurance.
We strive to be your most trusted partner in pursuing the right life insurance.
Laura D. Adams, Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice.
Laura is a trusted source for national media who frequently seek her practical advice on various finance topics for TV, radio, online articles, and print publications. She’s been featured on most major news outlets, including ABC, Bloomberg, CBS, Consumer Reports, Forbes, Fortune, FOX, Money, MSN, NBC, NPR, NY Times, USA Today, US News, Wall Street Journal, Washington Post, and more.
Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day. She received an MBA from the University of Florida and lives in Vero Beach, Florida.
Sara Routhier, Director of Outreach
Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance.
Her work has been featured on: CBS, Denver Post, DriversEd, ESPN, Finance101, Finder, FOX5, Legal Advice, MSN, PrettyMotors, SeattleTimes, StarTribune, USA Today, WalletHub, Yahoo Finance, and the Zebra.
D. Gilson, PhD, Professor & Published Author
D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush.
His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seven Kitchens. His second chapbook, Brit Lit, a series of poems on Saint Britney Spears, is available from Sibling Rivalry Press. D. is the editor of Lunch and lives in the Missouri Ozarks.
Melissa Morris, Professor of Nutrition & Kinesiology
Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa.
She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Company, Healthline, Popsugar, She Knows, Thrive Global, and Badass Body Project.
Ashley Dannelly, Certified Personal Trainer
Ashley Dannelly has a Master of Arts in English and teaches English at Columbia International University and other higher education institutions. She is also a certified personal trainer with the American Council on Exercise and trains clients in both individual and group settings.
Ashley’s background in English and fitness has allowed her the opportunity to write and create content for many different publications, such as Shout! Outdoor Lifestyle Magazine, The Greenville News, NewSpring Church Media, and more.
If she isn’t teaching English or training clients, you can find Ashley writing, lifting weights, or playing with her kids.
Leslie Kasperowicz, Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs.
She has since used that knowledge in her more than ten years as a writer, largely in the insurance niche. Leslie has been quoted in publications that include Reader’s Digest, Fox Business, and the Washington Post.
Melanie Musson, Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustainability, automation technology, and vehicle safety.
Maria Hanson, Insurance and Finance Expert
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.
Maria has expanded her scope of expertise to home, health, and life insurance. She consults on home maintenance, property improvement, and health care. In her spare time, she travels, camps, gardens, and volunteers in her community.
Brandon Landgraf, Digital Marketing Manager
Brandon Landgraf is a digital marketing manager and content creator for Carex Health Brands, a health and wellness brand whose mission is to improve the lives of others. He enjoys writing content that empowers others to live better, be healthier, and lead happier lifestyles.
Luke Fitzpatrick, Contributor
Luke Fitzpatrick covers blockchain trends on Forbes. He has been published in Yahoo! News, Influencive, and Tech In Asia. He is a guest lecturer at the University of Sydney, lecturing in Cross-Cultural Management and the Pre-MBA Program.
Ron Attias, Licensed Insurance Broker
Ron Attias is a licensed insurance broker. He has no particular loyalty to any one insurance company, so he is able to shop all major insurance carriers. This means that you always get the BEST plan at the LOWEST price. Each plan can be customized to fit your specific healthcare needs and budget.
For Our Media Friends
Our team loves partnering with media members to craft engaging stories with compelling visuals, data, and expert information.
If you’re a media member and would like to talk, please contact us. We’ll respond in a time sensitive manner so that you can meet your publication deadlines.
Choose the Broker Not the Policy
Indeed, it’s in your best interest not to tackle purchasing an insurance policy all by yourself. You also should not depend on individuals who can’t competently give you advice and guidance about all the options that are available, including which policy would best fit your healthcare needs and saves you money. Not all policies are the same, and not all consumers have the same needs. Plus, who wants to pay more money for health insurance or life insurance than they have to?
We expect all writers and editors at EffortlessInsurance.com to comply with these guidelines when creating content. Writers are responsible for the accuracy of their work. Confirming information and double-checking facts are of the utmost importance.
Our writing and editorial team will not accept any payment of any kind in exchange for positive content or reviews of a company or vehicle. We write what we know. We take pride in creating honest content.
Our team has over 60 years of experience in the insurance industry. There will be information we don’t know or is up for debate, and we will be open about that.
As our goal is to produce consistent, professional content, our writing team takes care to use fair language in all of our work.
Read Our Complete Editorial Guidelines
How to Contact
Here’s how you can contact us.
113 Cherry Street, #37960
Seattle, Washington 98104-2205
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EffortlessInsurance.com is growing and always looking for the right people who are passionate about helping others cut through the confusion of finding the right life insurance.
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