EffortlessInsurance.com is a service operated by Ron Attias, a licensed insurance broker in 16 states. Ron has no particular loyalty to any one insurance company, so we can shop all major insurance carriers for you. This means that you always get the BEST plan at the LOWEST price. Each plan can be customized to fit your specific healthcare needs and budget.
Finding the Perfect Policy
In today’s complicated insurance climate, it’s difficult to know how to shop for a policy. Some old types of plans are no longer available, and entirely new plans can be unclear and confusing to consumers. The newest health care law, the Affordable Care Act, set up completely new rules for health care in the US, along with a lot of new terminologies: marketplace policies, off-marketplace, subsidized premiums, mandates, ”Metal” plans…and the list goes on (and on!).
On top of that, anyone planning on buying an insurance policy directly on the state marketplace might be surprised to know that the “navigators” who answer your call to assist you are not licensed or trained to offer you any guidance about your plan options. Not only does this mean you may not sign up for the policy that best meets your health needs, but you may end up paying more for the wrong policy!
Choose the Broker not the Policy
Indeed, it’s in your best interest not to tackle purchasing an insurance policy all by yourself. You also should not depend on individuals who can’t competently give you advice and guidance about all the options that are available, including which policy would best fit your healthcare needs and saves you money.
Not all policies are the same, and not all consumers have the same needs. Plus, who wants to pay more money for health insurance or life insurance than they have to?