About Effortless Insurance

EffortlessInsurance.com is a service operated by Ron Attias, a licensed insurance broker in 16 states. Ron has no particular loyalty to any one insurance company, so we can shop all major insurance carriers for you. This means that you always get the BEST plan at the LOWEST price. Each plan can be customized to fit your specific healthcare needs and budget.

Finding the Perfect Policy

In today’s complicated insurance climate, it’s difficult to know how to shop for a policy. Some old types of plans are no longer available, and entirely new plans can be unclear and confusing to consumers.

The newest health care law, the Affordable Care Act, set up completely new rules for health care in the US, along with a lot of new terminologies: marketplace policies, off-marketplace, subsidized premiums, mandates, ”Metal” plans…and the list goes on (and on!).

On top of that, anyone planning on buying an insurance policy directly on the state marketplace might be surprised to know that the “navigators” who answer your call to assist you are not licensed or trained to offer you any guidance about your plan options.

Not only does this mean you may not sign up for the policy that best meets your health needs, but you may end up paying more for the wrong policy!

Meet the Experts

EffortlessInsurance.com’s expert team focuses on ensuring our content and services uphold the highest standards of integrity. Our dedicated team also manages our extensive writing network, which guarantees the information you receive is accurate, evidence-based, current, and trustworthy.

A team of life insurance experts reviews our content, ensuring that existing and new content is accurate so you can make the best decisions about your life insurance.

We strive to be your most trusted partner in pursuing the right life insurance.

Laura D. Adams, Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice.

Laura is a trusted source for national media who frequently seek her practical advice on various finance topics for TV, radio, online articles, and print publications. She’s been featured on most major news outlets, including ABC, Bloomberg, CBS, Consumer Reports, Forbes, Fortune, FOX, Money, MSN, NBC, NPR, NY Times, USA Today, US News, Wall Street Journal, Washington Post, and more.

Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day. She received an MBA from the University of Florida and lives in Vero Beach, Florida.

Sara Routhier, Director of Outreach

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance.

Her work has been featured on: CBSDenver PostDriversEdESPNFinance101FinderFOX5Legal AdviceMSNPrettyMotorsSeattleTimesStarTribuneUSA TodayWalletHubYahoo Finance, and the Zebra.

D. Gilson, PhD, Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush.

His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seven Kitchens. His second chapbook, Brit Lit, a series of poems on Saint Britney Spears, is available from Sibling Rivalry Press. D. is the editor of Lunch and lives in the Missouri Ozarks.

Leslie Kasperowicz, Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs.

She has since used that knowledge in her more than ten years as a writer, largely in the insurance niche. Leslie has been quoted in publications that include Reader’s DigestFox Business, and the Washington Post.

Benjamin Smith, Content Marketing Strategist

Benjamin Smith is a Content Marketing Strategist for Best Company with an emphasis in home services, health, and wellness.

Ashley Lee, Content Strategist

Ashley Lee is a Content Strategist for Best Company specializing in debt relief, tax relief, and student debt. She’s been writing and editing professionally on topics such as finance and education for just under a decade. Ashley is enthusiastic about helping consumers get the information they need to make the best decisions possible.

Brandon Landgraf, Digital Marketing Manager

Brandon Landgraf is a digital marketing manager and content creator for Carex Health Brands, a health and wellness brand whose mission is to improve the lives of others. He enjoys writing content that empowers others to live better, be healthier, and lead happier lifestyles.

Luke Fitzpatrick, Contributor

Luke Fitzpatrick covers blockchain trends on Forbes. He has been published in Yahoo! NewsInfluencive, and Tech In Asia. He is a guest lecturer at the University of Sydney, lecturing in Cross-Cultural Management and the Pre-MBA Program.

Ron Attias, Licensed Insurance Broker

Ron Attias is a licensed insurance broker. He has no particular loyalty to any one insurance company, so he is able to shop all major insurance carriers. This means that you always get the BEST plan at the LOWEST price. Each plan can be customized to fit your specific healthcare needs and budget.

Press Box

Our Google-Verified Reviews

Quick and Easy. Ron is easy to get in touch with, and happy to answer all your questions. Truly Effortless!
brandon henry
brandon henry
17:07 28 May 19
My husband and I needed life insurance and I found Effortless Insurance online. You can’t ask for a better agent than Ron Attias. He was helpful and patient, answered all my questions. The process was easy and quick! Thank you Ron!
J Annie
J Annie
17:45 11 Feb 19
Could I give this man more than 5 stars?! I wanted to switch brokers and I wanted a REAL LIFE PERSON to cut through the non-sense and have my best interest at heart. During a free phone consultation, Ron addressed the multiple questions weighing on my mind and provided me monthly estimates for three family members on the spot. He was nonjudgmental and spoke to me as if we were friends having a cup of coffee; he was transparent and honest with his life insurance advice - though he could have taken advantage of my nativity, he instead pointed me in the right direction. I will be consulting with Ron in the coming weeks to clean up a few policies of my extended family members. Ron is an expert, pours his knowledge into his blog (which is what sold me on booking the phone call with him), and I am so happy to now have him in my contact list.read more
Angie Kelly
Angie Kelly
23:09 27 Nov 18
Ron is very knowledgeable and one of the most honest guy in this business. His clients satisfaction is more important to him then his earnings. I am happy to be his client and I would recommend his service to all my friends!
Iggy Vegas
Iggy Vegas
22:23 19 Nov 18
I encountered Ron as an independent contractor in need of health insurance. Ron was knowledgeable, courteous and thorough. Even when I relocated to another state and had to change plans! He provided excellent advice, and an array of options I could choose from that fit my budget and needs. Ron had excellent follow through and customer service throughout. He was accessible by almost every method (call, fax, email) which gave me the flexibility I needed as a business owner. I think Ron’s service was amazing and I’d recommend his business with every confidence. Hands down!read more
Sharon A.
Sharon A.
20:50 29 Nov 16
Ron is a great guy. I have been in contact with him from past couple of years. I would say he is the best guy in this business. I always get prompt response from him. He suggests best insurance for me and my family.Ron if you read this..you rock man
kalyan pendyala
kalyan pendyala
20:53 05 Oct 16
It came time for me to find my own health insurance and I came across Effortless Insurance. Ron has been the best insurance broker to work with. He has helped me multiple times finding new insurance plans. He explained all the details to me and helped me find a plan that suited my needs. Whenever I had questions, he was able to get back to me right away, via phone or e-mail. Ron knows his stuff! I would highly recommend him.read more
00:01 05 Oct 16
Ron has been great with health insurance. My daughter is an independent contractor, so she has to provide her own insurance. Even before the Affordable care Insurance Marketplace Ron suggested policies for her that fit her budget and gave good coverage with reasonable deductibles. Since the Marketplace, Ron has continued to guide her to the best programs for her needs. I am now retired and in Medicare. Ron also guided me in finding the best Supplemental Insurance. The plan has been great so for.Ron has really done a great job looking out for our medical insurance needs.read more
Barbara Wichmann
Barbara Wichmann
14:44 16 Sep 16
Ron has helped me for several years and really knows how to get the best coverage for my needs. he is very knowledgeable and efficient. I appreciate all his help, he does a great job.THANKS AGAIN, RON!!!!
Kathlyn Creamer
Kathlyn Creamer
13:42 05 Sep 16
Ron was extremely helpful and saved my health. My first time in the marketplace I was given a policy with a $250 a month payment and a $7,000 deductible. That meant I had no money for office visits. When Ron became my agent, he encouraged me to go with another plan that wasonly $174 a month and had a $1,000 deductible. I was then able to gofor office visits and diagnostics! I will happily work with Ron in the future!read more
Laura Woods
Laura Woods
18:24 01 Sep 16
For several years now, I am very happy with his service. The Healthcare system is a mess and it is very difficult to find someone who can help you as a human being. This is the case with Ron and I really appreciate to be able to send him an email and to have a clear and useful advice! I strongly recommend Ron to anyone!read more
Jean-Louis DE BIASI
Jean-Louis DE BIASI
14:53 01 Sep 16
We have been with Ron Attias at Effortless Insurance for a number of years now and as our situation changes, each and every time Ron has gone above and beyond in walking us through the many different plans offered. We could not be more pleased with Ron and this company. His patience, knowledge and vast experience has truly been helpful. Thank you Ron.... Lynn and Ian.read more
Lynn and Ian Bashaw
Lynn and Ian Bashaw
19:48 30 Aug 16
Ron helped me from A to Z with setting up an online user account and all the way to settings up a doctor's appointment when needed. He was always available to me if via Email or telephone with every little question that i had for him, very professional to work with and a very trustworthy health insurance agent!! I highly recommend getting your health or life insurance through him!! read more
moran talmor
moran talmor
02:12 20 Aug 16
Contact Ron if you need help with health insurance!!!!! We are working with Ron for about 10 years, I recommended him to many of my family members and friends during those years and everybody thanked me !! He has no "work hours" if you need him, he will always help even if it's not really "his issue" Ron will always find the best deal for you! If you travel and you need health insurance as well! Just call Ron and you will understand what is the BEST costumer service !!!! Thank you Ron.read more
etty tal
etty tal
05:29 19 Aug 16
Ron is a great person to work with when navigating insurance purchases. We had to obtain health insurance for our daughter once she was out of college and then during her summer internships. Ron is very knowledgable on the many different insurance venues and prices. Also very quick to return phone calls and emails. I would give him 10 stars if they were available!read more
Lynn Welch
Lynn Welch
00:46 17 Aug 16

For Our Media Friends

Our team loves partnering with media members to craft engaging stories with compelling visuals, data, and expert information.

If you’re a media member and would like to talk, please contact us. We’ll respond in a time sensitive manner so that you can meet your publication deadlines.

Choose the Broker Not the Policy

Indeed, it’s in your best interest not to tackle purchasing an insurance policy all by yourself. You also should not depend on individuals who can’t competently give you advice and guidance about all the options that are available, including which policy would best fit your healthcare needs and saves you money. Not all policies are the same, and not all consumers have the same needs. Plus, who wants to pay more money for health insurance or life insurance than they have to?

Editorial Integrity

We expect all writers and editors at EffortlessInsurance.com to comply with these guidelines when creating content. Writers are responsible for the accuracy of their work. Confirming information and double-checking facts are of the utmost importance.

Our writing and editorial team will not accept any payment of any kind in exchange for positive content or reviews of a company or vehicle. We write what we know. We take pride in creating honest content.

Our team has over 60 years of experience in the insurance industry. There will be information we don’t know or is up for debate, and we will be open about that.

As our goal is to produce consistent, professional content, our writing team takes care to use fair language in all of our work.

Read Our Complete Editorial Guidelines

How to Contact

Here’s how you can contact us.

By Mail:
113 Cherry Street, #37960
Seattle, Washington 98104-2205

Speak to a live agent and get insurance quotes:
(888) 449-5485

Reach us via email on our Contact page below:
Visit our Contact Page


EffortlessInsurance.com is growing and always looking for the right people who are passionate about helping others cut through the confusion of finding the right life insurance.

Visit our Careers Page

Additional Resources: