EffortlessInsurance.com is a service operated by Ron Attias, a licensed insurance broker in 16 states. Ron has no particular loyalty to any one insurance company, so we can shop all major insurance carriers for you. This means that you always get the BEST plan at the LOWEST price. Each plan can be customized to fit your specific healthcare needs and budget.
Finding the Perfect Policy
In today’s complicated insurance climate, it’s difficult to know how to shop for a policy. Some old types of plans are no longer available, and entirely new plans can be unclear and confusing to consumers. The newest health care law, the Affordable Care Act, set up completely new rules for health care in the US, along with a lot of new terminologies: marketplace policies, off-marketplace, subsidized premiums, mandates, ”Metal” plans…and the list goes on (and on!).
On top of that, anyone planning on buying an insurance policy directly on the state marketplace might be surprised to know that the “navigators” who answer your call to assist you are not licensed or trained to offer you any guidance about your plan options. Not only does this mean you may not sign up for the policy that best meets your health needs, but you may end up paying more for the wrong policy!
Choose the Broker Not the Policy
Indeed, it’s in your best interest not to tackle purchasing an insurance policy all by yourself. You also should not depend on individuals who can’t competently give you advice and guidance about all the options that are available, including which policy would best fit your healthcare needs and saves you money.
Not all policies are the same, and not all consumers have the same needs. Plus, who wants to pay more money for health insurance or life insurance than they have to?
Our Google-Verified Reviews
Quick and Easy. Ron is easy to get in touch with, and happy to answer all your questions. Truly Effortless!
17:07 28 May 19
My husband and I needed life insurance and I found Effortless Insurance online. You can’t ask for a better agent than Ron Attias. He was helpful and patient, answered all my questions. The process was easy and quick! Thank you Ron!
17:45 11 Feb 19
Could I give this man more than 5 stars?! I wanted to switch brokers and I wanted a REAL LIFE PERSON to cut through the non-sense and have my best interest at heart. During a free phone consultation, Ron addressed the multiple questions weighing on my mind and provided me monthly estimates for three family members on the spot. He was nonjudgmental and spoke to me as if we were friends having a cup of coffee; he was transparent and honest with his life insurance advice - though he could have taken advantage of my nativity, he instead pointed me in the right direction. I will be consulting with Ron in the coming weeks to clean up a few policies of my extended family members. Ron is an expert, pours his knowledge into his blog (which is what sold me on booking the phone call with him), and I am so happy to now have him in my contact list.Read More
23:09 27 Nov 18
Ron is very knowledgeable and one of the most honest guy in this business. His clients satisfaction is more important to him then his earnings. I am happy to be his client and I would recommend his service to all my friends!
22:23 19 Nov 18
I encountered Ron as an independent contractor in need of health insurance. Ron was knowledgeable, courteous and thorough. Even when I relocated to another state and had to change plans! He provided excellent advice, and an array of options I could choose from that fit my budget and needs. Ron had excellent follow through and customer service throughout. He was accessible by almost every method (call, fax, email) which gave me the flexibility I needed as a business owner. I think Ron’s service was amazing and I’d recommend his business with every confidence. Hands down!Read More
20:50 29 Nov 16
Ron is a great guy. I have been in contact with him from past couple of years. I would say he is the best guy in this business. I always get prompt response from him. He suggests best insurance for me and my family.Ron if you read this..you rock man
20:53 05 Oct 16
It came time for me to find my own health insurance and I came across Effortless Insurance. Ron has been the best insurance broker to work with. He has helped me multiple times finding new insurance plans. He explained all the details to me and helped me find a plan that suited my needs. Whenever I had questions, he was able to get back to me right away, via phone or e-mail. Ron knows his stuff! I would highly recommend him.Read More
00:01 05 Oct 16
Ron has been great with health insurance. My daughter is an independent contractor, so she has to provide her own insurance. Even before the Affordable care Insurance Marketplace Ron suggested policies for her that fit her budget and gave good coverage with reasonable deductibles. Since the Marketplace, Ron has continued to guide her to the best programs for her needs. I am now retired and in Medicare. Ron also guided me in finding the best Supplemental Insurance. The plan has been great so for.Ron has really done a great job looking out for our medical insurance needs.Read More
14:44 16 Sep 16
Ron has helped me for several years and really knows how to get the best coverage for my needs. he is very knowledgeable and efficient. I appreciate all his help, he does a great job.THANKS AGAIN, RON!!!!
13:42 05 Sep 16
Ron was extremely helpful and saved my health. My first time in the marketplace I was given a policy with a $250 a month payment and a $7,000 deductible. That meant I had no money for office visits. When Ron became my agent, he encouraged me to go with another plan that wasonly $174 a month and had a $1,000 deductible. I was then able to gofor office visits and diagnostics! I will happily work with Ron in the future!Read More
18:24 01 Sep 16
For several years now, I am very happy with his service. The Healthcare system is a mess and it is very difficult to find someone who can help you as a human being. This is the case with Ron and I really appreciate to be able to send him an email and to have a clear and useful advice! I strongly recommend Ron to anyone!Read More
Jean-Louis DE BIASI
14:53 01 Sep 16
We have been with Ron Attias at Effortless Insurance for a number of years now and as our situation changes, each and every time Ron has gone above and beyond in walking us through the many different plans offered. We could not be more pleased with Ron and this company. His patience, knowledge and vast experience has truly been helpful. Thank you Ron.... Lynn and Ian.Read More
Lynn and Ian Bashaw
19:48 30 Aug 16
Ron helped me from A to Z with setting up an online user account and all the way to settings up a doctor's appointment when needed. He was always available to me if via Email or telephone with every little question that i had for him, very professional to work with and a very trustworthy health insurance agent!! I highly recommend getting your health or life insurance through him!! Read More
02:12 20 Aug 16
Contact Ron if you need help with health insurance!!!!! We are working with Ron for about 10 years, I recommended him to many of my family members and friends during those years and everybody thanked me !! He has no "work hours" if you need him, he will always help even if it's not really "his issue" Ron will always find the best deal for you! If you travel and you need health insurance as well! Just call Ron and you will understand what is the BEST costumer service !!!! Thank you Ron.Read More
05:29 19 Aug 16
Ron is a great person to work with when navigating insurance purchases. We had to obtain health insurance for our daughter once she was out of college and then during her summer internships. Ron is very knowledgable on the many different insurance venues and prices. Also very quick to return phone calls and emails. I would give him 10 stars if they were available!Read More