How to Cancel Gerber Life Insurance in 3 Easy Steps
If you need to know how to cancel Gerber Life Insurance, first, contact the company. You can utilize the eService portal or call up their customer service line. Gerber Life isn't the most expensive life insurance company, but there are cheaper alternatives.
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Sara Routhier
Sr. Director of Content
Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...
Sr. Director of Content
UPDATED: Mar 14, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider. Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 14, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider. Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- There are cheaper alternatives to Gerber Life
- Gerber Life has an eService portal for consumer needs
- Gerber Life does not charge a surrender fee
If you have a policy with Gerber Life and need to make a change, don’t worry. We’re going to tell you how to cancel a Gerber Life insurance policy in three easy steps.
We’ll tell you how to surrender Gerber Life insurance, and give you some replacement options and contact methods.
Before you learn how to cancel Gerber Life insurance company coverage, our free and helpful tool above will help you find affordable life insurance quotes in your area.
What is Gerber Life’s cancellation policy?
One great thing about Gerber Life is the simplicity of its cancellation policy. Essentially, if you close out your policy, you will not have to pay a surrender fee.
According to the Insurance Information Institute, a surrender fee reduces your surrender cash value, which is the amount received upon policy cancellation.
Furthermore, no matter when you cancel the policy, you will receive the accumulated cash value minus any outstanding debt against the policy. This applies to your policy no matter which type you have.
As long as the premiums are paid on time, Gerber Life cannot cancel your policy. This is applicable to both term life and your child’s whole life insurance policy.
Let’s move on to the second step: comparison shopping.
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How to Cancel Gerber Life Insurance: Finding a Replacement
Now that we’ve covered the first step — knowing what you’re in for in terms of possible fees — let’s go over step two: finding a replacement.
The following table compares Gerber’s male whole life insurance rates for a $10,000 policy with Liberty Bankers’.
| Age | Gerber Life Average Monthly Rates | Liberty Bankers Average Monthly Rates |
|---|---|---|
| Age 50 | $44.09 | $30.51 |
| Age 60 | $63.89 | $45.80 |
| Age 70 | $99.18 | $73.31 |
As you can see, Gerber is consistently more expensive than Liberty Bankers. In short, you can find a cheaper alternative. Now, let’s wrap up with how you can contact Gerber Life.
Contact Options For Gerber Life Insurance
Now that you know what’s in store for you if you cancel and you’ve considered replacement options, what do you have to do to cancel a Gerber Life insurance policy?
Gerber Life encourages its insured to access the 24/7 eService portal. However, you can also call the Gerber Life customer service phone number: (800) 704-2180. The hours of operation are Monday through Friday 8 a.m. to 7 p.m. (ET).
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Sara Routhier
Sr. Director of Content
Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...
Sr. Director of Content
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.