Redirection

Obtaining life insurance with Type 1 diabetes is a daunting task but not impossible to accomplish. Let me open with some brutal facts: First, you must be over the age of 18 years before you apply for life coverage. Second, you will not be eligible for …

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Some of the most satisfaction I get from being a broker as opposed to an agent is that I don’t work for an insurance carrier. I represent them—over 50 of them. By doing so, I have the opportunity to understand my client’s needs and match him/her based …

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Not everyone needs or wants coverage with a large face amount intended to be income replacement or mortgage protection. For some, not being a burden on their loved ones by meeting their burial and final expense obligations is the primary goal. Planning …

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Congratulations! You outlived your term life insurance and are fortunate enough to be alive. Typically, if you bought the correct face amount and term length for your circumstances at the time, then celebrate, you don’t need it anymore. Drop the policy …

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Finding the cheapest term life rates isn’t as easy as running various prices from different carriers and choosing the lowest one. If you are new to purchasing life insurance, let me start by saying that the lowest quote doesn’t equal the lowest rate. Y …

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Getting life insurance if you have Type 2 diabetes is possible to attain. The risk class and the associated costs are a different story. According to the CDC, more than 100 million adults in the U.S. are now living with diabetes or prediabetes. Diabete …

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