Life Insurance

Expired Term Life Insurance Policy

Congratulations! You outlived your term life insurance and are fortunate enough to be alive. Typically, if you bought the correct face amount and term length for your circumstances at the time, then celebrate, you don’t need it anymore. Drop the policy …

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Medical Information Bureau (MIB) Explained

Whether you apply to a fully underwritten or no-exam life insurance policy, the carrier’s underwriter will request access to your MIB file, provided you have one. The Medical Information Bureau provides consumer reports (not credit reports) for the exc …

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Life Insurance Most Frequently Asked Questions

In the old days, if you had a question and were seeking an answer, you probably had to go to the library or talk to a trusted advisor about that matter. Most of the time, we want a quick solution without reading a 1500-word article on the subject. We j …

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Life Insurance Beneficiary Explained

The first step in safeguarding your family’s financial future is obtaining life insurance. However, the task isn’t completed until you designate a beneficiary to collect the death benefit proceeds when you pass away. By not doing so, your death benefit …

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