Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Feb 17, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider. Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.

Quick Facts

  • GEICO does not sell life insurance. They partner with LifeQuotes.com to help you find life insurance from other companies
  • LifeQuotes.com has been highly recommended by MSN Money, Forbes, and other organizations

During your search for affordable term life insurance (or if you have a home or auto insurance policy from GEICO), you may be wondering about GEICO life insurance. Does GEICO sell life insurance? Is buying term life insurance from GEICO easy?

The truth is that GEICO doesn’t sell life insurance policies, but they do partner with LifeQuotes.com to help you find insurance policies from other companies. Our GEICO life insurance review below will explain further.

Before you buy life insurance, enter your ZIP code into our free quote comparison tool to see how much you could save on life insurance.

Who is GEICO?

GEICO was established by Leo and Lillian Goodwin in 1936. GEICO stands for Government Employee Insurance Company but has since expanded to offer insurance to those who work in the private sector.

They opened their current headquarters in Chevy Chase, MD in 1959. Warren Buffet purchased outstanding GEICO stock in 1996, which made them a subsidiary of Berkshire Hathaway, Inc.

In 1999, the GEICO Gecko made his debut, followed by the GEICO Caveman in 2004.

As of today, the company has over 17 million policies in force.

Who is LifeQuotes.com?

GEICO itself does not sell life insurance policies. Instead, they are partnered with LifeQuotes.com to offer quotes from multiple companies for multiple types of insurance, including life insurance.

Consumers can rest easy that LifeQuotes.com is a reputable website. They have been featured on the 100 Most Useful Websites from MSN Money and Forbes’ Best of the Web.

If you’re looking to get affordable GEICO life insurance, you can visit their website, navigate to Additional Insurance, and then Life Insurance. If you click Start Life Quote, you’ll be sent to LifeQuotes.com, where you can compare quotes from multiple companies and purchase a policy from them.

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What life insurance products does GEICO offer?

As we mentioned before, GEICO does not sell life insurance policies. This may be due to the fact that your life cannot be given a set value, such as homes or vehicles can. The difficulties associated with offering life insurance could be why GEICO has opted out of selling it.

Instead, they send their customers to LifeQuotes.com to compare life insurance quotes from top-rated companies. You may be able to find the following types of life insurance during your search:

  • Term life insurance — Term life insurance allows you to have a set amount of coverage for a set amount of time at a set premium. Terms usually range between 10 and 30 years.
  • No medical exam term life insurance — No medical exam term life insurance is a type of term life insurance that doesn’t require you to get a medical exam to be approved. Premiums may be higher than a policy that requires a medical exam.
  • Whole life insurance — Whole life insurance lasts your whole life (usually until age 121) with set premiums. It may also have a cash value component that you can borrow against when needed.
  • Universal life insurance — Universal life insurance is a permanent life insurance policy that allows more flexibility. You can adjust the premiums, death benefits, and add-on benefits.

You may be able to receive quotes for other types of life insurance, but these are some of the most popular.

LifeQuotes.com allows you to receive quotes from companies such as Gerber Life Insurance Company, Fidelity Life Association, Minnesota Life Insurance Company, and many more.

How much is GEICO life insurance?

Since GEICO doesn’t sell life insurance, we can’t give you an exact estimate of GEICO’s life insurance rates. However, to give you an idea of what you might pay for the many life insurance policy options through LifeQuotes.com, we’ll take a look at the average annual life insurance rates by demographic:

YearProduct LineMarket ShareDirect Premium EarnedDirect Premium WrittenDirect Losses PaidDirect Losses IncurredLoss Ratio
2018Total Life0.01%$6,040,488.00$0.00$6,262,943.00$0.00N/A
2018Total Individual Life0.02%$6,026,344.00$0.00$5,938,973.00$0.00N/A
2018Individual Whole Life0.10%$2,370,388.00$0.00$1,165,677.00$0.00N/A
2018Individual Term Life0.07%$1,460,448.00$0.00$814,031.00$0.00N/A
2017Total Life0.03%$5,681,803.00$0.00$5,756,018.00$0.00N/A
2017Total Individual Life0.04%$5,666,802.00$0.00$5,614,616.00$0.00N/A
2017Individual Whole Life0.18%$2,081,361.00$0.00$1,414,476.00$0.00N/A
2017Individual Term Life0.15%$1,454,796.00$0.00$432,539.00$0.00N/A
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To get a more accurate quote from specific companies based on your specific situation, enter your ZIP code into our free quote comparison tool below.

How do I file claims or get quotes?

You won’t be able to file GEICO life insurance claims, since you are actually buying your life insurance policy from another company if you purchased through LifeQuotes.com.

You will have to refer to the company you purchased your life insurance policy from to find out how to file a claim. One of the easiest ways to do so is to visit their website or call their customer service phone number.

As for quotes, GEICO life insurance quotes don’t technically exist, since they don’t sell life insurance policies. However, GEICO can lead you to LifeQuotes.com to receive quotes from multiple companies.

If you visit GEICO’s website (www.geico.com), you can use the Insurance dropdown menu, click on Additional Insurance, and then scroll down to click on Start Life Quote. This will send you to LifeQuotes.com.

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How can I contact GEICO?

GEICO’s website is www.geico.com. You can call the GEICO customer service phone number at (800) 841-3000.

Their headquarters address is 5260 Western Avenue, Chevy Chase, MD 20815. Their mailing address is One GEICO Plaza, Washington, D.C. 20076.

Should I buy GEICO life insurance?

Buying life insurance through GEICO’s partnership with LifeQuotes.com has its pros and cons.

LifeQuotes.com is an easy way to compare quotes from multiple reputable companies. LifeQuotes.com is knowledgeable about what they do and can offer information to you to help you decide which type of policy and which company is right for you.

However, some customers may be expecting to purchase from GEICO, but this is not the case. You would be purchasing from another life insurance company.

If you need help finding affordable life insurance, compare life insurance quotes from life insurance companies in your area by entering your ZIP code below.