Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 7, 2021

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The Brief

  • Life360 is a family location sharing app that millions of people use all over the world
  • There are no life insurance companies that use Life360 to determine life insurance rates or offer life insurance policies
  • Many people criticize Life360, calling it an invasion of privacy

Life360—the family location sharing app used worldwide—offers safety and security to tweens, teens, college students, and adults alike. People enjoy having the Life360 app on their smartphones to keep up with loved ones and ensure everyone is safe and sound.

If you use Life360, or have a new driver in your household and are considering using it to track your teen, you may be curious about life insurance companies that use the Life360 app.

In order to find life insurance companies that use Life360, you can do some research online.

While there are no companies that currently use the app to monitor factors that impact life insurance, there’s potential for this market to grow.

When you shop around for life insurance, you should research to decide what type of policy you want. Looking into the pros and cons of term life insurance and whole life insurance will help you make some initial decisions.

If you are looking to buy life insurance that uses Life360, be sure to use our free tool above to compare rates from top life insurance companies and see what you could be saving.

What are the best life insurance companies that use the Life360 app?

There are currently no life insurance companies that utilize the Life360 app to help determine life insurance rates or sell life insurance plans. But many of the life insurance companies that don’t use the Life360 app may start doing so.

Allstate insurance company, which offers life insurance and other products, incorporates the Life360 app in its car insurance rates.

This shows that  insurance companies have already discovered the benefits of using a family tracking app to determine how safely a person drives, travels, and ultimately lives.

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Are there benefits to using Life360?

Outside of a life insurance policy, there are still many benefits to using the Life360 app.

The most important benefit of using the Life360 app is that of safety. Parents, spouses, partners, and friends use the app the ensure their loved ones are safe and to show that they’re safe.

Life360 offers certain safety features, such as crash detection, that parents especially see as both beneficial and necessary when their children begin driving.

The app is also useful for people who want to know where someone—like a child or a spouse—is and whether they are safe.

Life360 offers constant tracking features that allow for loved ones to see where someone is, how long they’ve been there, and whether they were speeding on their way.

Are there drawbacks to using Life360?

While a lot of people appreciate Life360 for the safety and peace of mind it brings, there are also critics.

Many people feel like Life360 is an invasion of privacy. Teens and college students cite the use of Life360 by their parents as detrimental to their relationships overall.

Countless family members—both children and adults—have stated that loved ones have used Life360 to emotionally abuse and control them.

While the Life360 app can be turned off, many argue that the app still tracks their movements. This is extremely problematic when it comes to a person’s privacy.

Should I use Life360 for life insurance?

Even though there aren’t any life insurance companies that currently use Life360 data to determine rates and offer life insurance policies, might be possible in the near future.

Because companies may start using Life360—like Allstate currently does for auto insurance—you may want to download the app and familiarize yourself with it.

You could also use the data the app saves for evidence in the future of your safe lifestyle habits, allowing you to find affordable life insurance with Life360 in the near future.

If you worry about invasion of privacy, the Life360 app may not be for you. You can do some research to draw your own conclusions about the app and weigh the pros and cons of having it on your phone.

You may be curious about the life insurance underwriting process when it comes to things like the Life360 app.

For underwriting, life insurance rates with Life360 would most likely be determined by factors like your driving habits, commute times, and the overall nature of your traveling.

If you are looking for life insurance quotes with Life360, don’t forget to use our free tool below to compare rates and decide what options work best for you.