Life Insurance

One of the most critical questions you should ask your agent is whether he/she is a captive or independent. A captive agent can offer you products from one insurer, while independent agents can provide you with 100 or more products from which to choose …

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Did you know that owning a convertible term life insurance policy will allow you to convert part or all your coverage amount to whole life? Did you also know that you don’t need to go through the underwriting process or take another medical exam, regar …

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When it comes to purchasing multiple life insurance policies, the insurance companies are more interested in knowing the total death benefits you will receive, rather than the number of policies you have. So, the simple answer is yes, you can have mult …

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So, you already convinced yourself to go ahead and buy life insurance because your uncle or your sister or your friend just got their insurance license and you feel obligated to help out with some new business. There are many articles online that offer …

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If you thought you could buy a life insurance policy on your neighbor and profit later if he dies, think again. Worse, what if a stranger bought a life insurance on you, and collected the benefits if you died? A provision called insurable interest will …

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The main reason most of us buy life insurance is to protect our loved ones if we die. But what happens if you get a heart attack, have a stroke, or get cancer, and you don’t die? How do you have access to the death benefit of your life insurance policy …

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