Impaired Risk

Buying life insurance with any health condition little or big will raise some questions by the insurance underwriter. While not all pre-existing conditions will increase your rates or get your application declined, a history of depression or anxiety di …

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Buying life insurance if you have sleep apnea is possible; with some companies, you may even get preferred best rates. The bad news is that most people with sleep apnea may suffer from other health conditions, as well, such as type 2 diabetes, obesity, …

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Getting life insurance if you have ever had prostate cancer is possible, provided that you can meet certain requirements. Any time you buy a life insurance policy and pose a risk to the insurance company by having a pre-existing condition, you should e …

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Conventional thinking still looks at cholesterol numbers and ratios to determine your mortality chance from heart disease, while others, like those in the Paleo Diet movement, are calling this a myth. Whether you buy into the idea that high cholesterol …

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Buying life insurance with pre-existing conditions can seem like jumping through hoops, both for potential buyers and insurance brokers alike. Brokers may shine or fall hard. They may put you with the right insurance company for your unique pre-existin …

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“What does bankruptcy have to do with buying a life insurance policy?” I often hear this question coming from potential clients over the phone when I ask them if they have ever filed for bankruptcy. “I thought life insurance was about how healthy I am? …

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