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Life Insurance with a History of Drug Abuse

If you abused drugs in the past and are wondering if you have a chance to get approved for a traditional life policy, this post is for you. Let me start with the brutal reality first: Anyone who is currently abusing a substance will be declined for ins …

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Life Insurance with High Blood Pressure

Getting life insurance with high blood pressure isn’t as difficult or expensive as you may think. If high blood pressure is your only health ailment, it’s well controlled, and within the acceptable ranges, you may even be eligible for the Preferred Plu …

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Life Insurance with of Lupus (SLE)

Purchasing life insurance if you have lupus is challenging but not impossible. The type of lupus you have along with prescription usage and how it’s controlled will be a few of the questions the underwriter will ask. While lupus isn’t considered a life …

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Life Insurance with Family History

While most individuals who shop for life insurance are shocked by the number of questions I ask before I calculate the rates, the greatest confusion is when I ask, “Have any immediate family members (mother, father, brother, sister) been diagnosed with …

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Denied Life Insurance Application

Being denied for anything has such a glum implication in our culture. For some, it means they were not well off enough to get that mortgage or that particular credit card. However, when it comes to being denied a life insurance policy, you still have s …

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Life insurance for Breast Cancer

Sometimes going through an unfortunate experience such as breast cancer makes us consider how invaluable life insurance is. If you did not previously have life insurance, surviving something like cancer may trigger you to start thinking about it. You m …

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