Impaired Risk

Life Insurance with Ulcerative Colitis

Buying life insurance while younger and in better health is not only simple but very affordable. However, if you have pre-existing medical conditions, it gets very challenging to find the best policy at the best price with the appropriate carrier. For …

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Life Insurance with Epilepsy

Are you searching for affordable life insurance with a history of epilepsy? In this post, I will go over what questions you will be expected to answer and the rates you can qualify for if you have epilepsy. As a consumer, you should never assume that y …

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Life Insurance with a History of Drug Abuse

If you abused drugs in the past and are wondering if you have a chance to get approved for a traditional life policy, this post is for you. Let me start with the brutal reality first: Anyone who is currently abusing a substance will be declined for ins …

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Life Insurance with Hepatitis

As with most medical conditions, applying for life insurance with hepatitis can result in increased rates or having the application declined. The good news is that even those with hepatitis C can be insured, however, it will highly depend upon the type …

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Life Insurance with High Blood Pressure

Getting life insurance with high blood pressure isn’t as difficult or expensive as you may think. If high blood pressure is your only health ailment, it’s well controlled, and within the acceptable ranges, you may even be eligible for the Preferred Plu …

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Life Insurance with of Lupus (SLE)

Purchasing life insurance if you have lupus is challenging but not impossible. The type of lupus you have along with prescription usage and how it’s controlled will be a few of the questions the underwriter will ask. While lupus isn’t considered a life …

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