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Cities with the Most Physically Demanding Jobs

10 Cities with the Most Physically Demanding Jobs Many Americans struggle to get enough physical activity, but they work diligently to prioritize exercise and movement in their free time. In 2018, Americans spent more than $32 billion on gym membership …

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Life Insurance with Barrett’s Esophagus

Getting life insurance while having pre-existing conditions can be a frustrating task to accomplish, especially if you apply by yourself. While some companies are more lenient than others in their underwriting guidelines, the reality is that some condi …

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Life Insurance Attending Physician Statement (APS)

Life insurance attending physician statements might not always be required, but often it is. When APS underwriting is required, it could help you get rates as low as $13.71/month.

When applying for life insurance, there is an underwriting process and some times that requires a life insurance attending physician statement. APS underwriting in life insurance begins after you’ve gathered quotes and applied for the insurance and is …

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Life Insurance with Cardiomyopathy

Life insurance rates are in direct proportion to the risk you pose to the carrier. The higher the risk, that more you’ll pay for it and vice versa. The lower the risk, the lower the price. Cardiomyopathy affects one in every 500 people in the US and ca …

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Life Insurance Risk Class Explained

Were you on the phone with an enthusiastic broker who quoted you preferred plus rating for a life insurance policy only to find out six weeks down the road that the underwriter offered you a table 6 rating (about 150% higher)? Did you think you had fou …

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Life Insurance with Epilepsy

Are you searching for affordable life insurance with a history of epilepsy? In this post, I will go over what questions you will be expected to answer and the rates you can qualify for if you have epilepsy. As a consumer, you should never assume that y …

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