Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Sep 30, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider. Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.

The Brief

  • Professional fighters can face a challenge when searching for life insurance
  • Independent insurance agencies can search for the best policy for a fighter’s needs
  • When choosing a policy type, consider your needs and what you want the insurance policy to accomplish for you

If you’re a professional fighter, you know preparation is key to performing well. That same mentality should be applied to protecting your loved ones’ futures. Why should you get life insurance for fighters? 

If you were to pass away unexpectedly, a life insurance policy would provide financial assistance for your family and help them pay the mortgage, bolster a child’s college fund, and more.

There are multiple types of life insurance policies, so shop around to find the policy type that best suits your needs. Most insurance companies view professional fighters as very risky people to insure and won’t offer you a policy.

But the good news is that you can still find affordable life insurance companies that insure pro fighters and protect your family’s financial future.

Enter your ZIP code into our free tool to get rates from life insurance companies that insure pro fighters near you.

Where can I find life insurance for pro fighters?

Unfortunately, there’s no “Life Insurance for Pro Fighters League” yet, so when you begin searching online for life insurance rates, life insurance companies that don’t insure pro fighters will most likely rise to the surface first.

Reach out to independent insurance agencies like InsureChance Inc. which will cut your search time down tremendously.

When you contact independent insurance agencies, a representative will take your information and do all of the leg work for you.

For example, InsureChance advertises that when you work with their company their agents will:

  • Scour the marketplace for top-of-the-line insurance products that fit your budget
  • Examine the underwriting of the policies offered to you so they can stay abreast of any changes in restrictions or rates
  • Provide exemplary customer service so if you ever have questions or concerns regarding your policy, you can reach out to the company directly for assistance
  • Make the claims process smooth and expedient for your beneficiaries

Not only does working with an independent insurance agency reduce the amount of work you’ll have to do to find a great insurance policy, but you are also able to support a small business.

If you want to look for independent agencies in your area, you can use free directories like:


These resources can put you in touch with insurance professionals who can get you the coverage you want at the price you need.

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What type of life insurance should I buy for pro fighters?

If you need to buy life insurance, life insurance companies that insure pro fighters will suggest that you determine what you want your life insurance policy to do for you and your family.

If you’re simply looking to provide your family with a financial cushion in the event of your death and need to stay within a budget while you’re actively taking on new matches, a term life insurance policy may be best for you.

Since fighters don’t typically continue competing past their 40s, you could purchase a 25- or 30-year term policy that will last for your fighting tenure.

Now, if you’re looking for something that will be of use to you while you’re alive, a whole life policy may be in your best interest. Whole life policies will not only remain active for your whole life, but they can accrue cash value as well.

You can use that cash value while you’re living to start a business, pay off a car loan, or more. When you’re shopping for life insurance, consider your needs and your budget.

This will help you determine which policy type is the best for you.

Life Insurance Companies That Insure Pro Fighters: The Bottom Line

Fighters are used to facing down a challenge, but if you need a life insurance company, life insurance companies that insure pro fighters can be hard to find as it is considered to be very risky by most insurance companies.

There are ways to find the coverage you need though.

You can contact an independent insurance agency and the agents, after acquiring all the details about your health and occupation, will search the insurance marketplace for you to find the perfect policy.

This is not only incredibly convenient, but it allows you to support a local business in addition to providing for your loved ones. Life insurance can be an incredibly useful tool to have in your arsenal so don’t wait to get a policy.

Enter your ZIP code to get free quotes from life insurance companies that insure pro fighters.