Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 18, 2021

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The Brief

  • Paying your insurance bill online reduces your chances of missing a payment
  • Failure to pay your insurance bill could result in the cancellation of your life insurance policy
  • You can search for companies that allow online payments via your smartphone or home computer

These days, with so much online content and news clamoring for your attention, it’s not difficult to see how paying your life insurance bill can slip your mind — especially if you’re still making your payments by snail mail.

Luckily, you can enter the modern era when you buy life insurance from life insurance companies that allow you to pay your bill online.

Paying your bill online is convenient, safe, and also reduces the chances of your check arriving late in the mail.

Finding affordable life insurance companies that allow you to pay your bill online is easy.

With today’s technology, you can search for life insurance quotes from life insurance companies that allow you to pay your bill online right from your smartphone.

If you can’t wait to find life insurance companies that allow you to pay your bill online, enter your ZIP code to start comparing free quotes right away.

Which life insurance companies let you pay your bill online?

In reality, if you are looking for a life insurance company, life insurance companies that don’t allow you to pay your bill online are much harder to find than ones that do.

Now, if you’re ready to stop buying stamps and start paying your life insurance bill online, you may be interested in any of these fine insurance companies:

  • Allstate
  • Nationwide
  • AAA
  • State Farm
  • Globe Life
  • American General
  • Mutual of Omaha
  • Colonial Penn
  • Haven Life

All of the insurance companies on this list allow you to pay your bills directly from their websites, but to help you figure out which one is the best fit for your needs, let’s take a closer look at each company.

Allstate

If you work with Allstate, you can pay bills online or over the phone. You can even visit your local agency if you would like. Not only that, but you could score quite a low rate on your insurance with this company.

Allstate advertises that for just $15.09 per month you could purchase a 20-year term policy that provides you with $250,000 of coverage.

Nationwide

Nationwide life insurance is very popular, as not only does this company allow you to pay your bills online, but you could also procure $250,000 of coverage at $15.75 per month. Bear in mind that rates will vary from person to person.

AAA

While you can pay your AAA life insurance bill online, you can also call the AAA Life Insurance phone number if you would like to pay over the phone or ask any questions about your policy.

With AAA, you could potentially secure $500,000 in coverage for $15.44 per month.

State Farm

Another well-known company that lets you pay online is State Farm. You should note that this company offers many different types of life insurance products too.

Now, it may be the most expensive company on this list, offering $500,000 in coverage for $32 per month, but if you are in peak physical condition, you could qualify for cheaper rates.

Globe Life

Globe Life is another company that offers cheap rates and convenience to its clients. Not only can you pay via the company’s website, but you can buy life insurance for just $3.49 a month.

Remember that your health and lifestyle will have an effect on the rates offered to you.

American General

Since you can pay via American General’s website, you’ll reduce your chances of forgetting to pay your bill.

You can also get coverage that can provide for your family when you pass at very low rates. If you apply for a policy with American General, you could buy life insurance for as low as $11 per month.

Mutual of Omaha

Mutual of Omaha has been in business since 1909, but it has remained a titan in its field because it has not fallen behind in the times.

You can purchase life insurance for as little as $21.29 per month with this illustrious company and pay for it via Mutual of Omaha’s website.

Colonial Penn

With Colonial Penn, not only can you pay your bill online, but you can also purchase life insurance that doesn’t require a medical exam for just $9.95 per month.

The minimum age an applicant can be to qualify for this type of coverage is 50, but you can receive $50,000 in coverage if you need it.

Haven Life

Last but not least, Haven Life is a relatively young company that was founded in 2014. Despite its youth, Haven Life is still a strong company financially and can provide you with $250,000 in coverage for $23 a month if you qualify.

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Why should I pay my life insurance bill online?

There are quite a few reasons to pay your bill online, but two of the biggest reasons why people pay their bills online are to cut down on paper waste and to avoid late fees.

Paying online is a simple way to care for the environment. Not only do you limit the amount of paper being used, but you also can reduce the amount of waste you produce.

And don’t forget that staying up-to-date on your life insurance payments is incredibly important.

Many people buy life insurance not only to care for their families after they pass away, but also as a financial tool to utilize while they’re still alive.

If you purchase a life insurance policy that accrues cash value, you can use those funds to pay off your car loan or embark on a new business venture.

Failing to pay your life insurance bill can have dire consequences, which include your insurance company canceling your policy altogether if you don’t send your missing payment in before the grace period runs out.

What questions will I be asked when I apply for life insurance?

When you apply for traditional life insurance, like whole or term policies, be prepared to answer personal questions regarding your:

  • General health
  • Occupation
  • Hobbies
  • Birth sex
  • Weight
  • Medical diagnoses

You will also need to take a blood test when applying for these policies. If you would like to avoid undergoing such an examination, you can instead purchase a guaranteed life insurance policy.

These types of policies let you get insurance coverage right away without answering any questions about your medical history or taking a blood test.

What You Need to Know About Life Insurance Companies That Allow You to Pay Your Bill Online

Paying your bill online is an easy way to care for the environment and to lower the chances of missing a payment on your life insurance policy.

If you’re on the hunt for cheap life insurance rates, life insurance companies that allow you to pay your bill online have got you covered.

You’ll have plenty of cheap insurance policies to choose from when perusing companies like AAA, Nationwide, Allstate, and more. Just remember to gather about five quotes before you make any decisions.

This will let you survey not only the rates available to you but the amounts of coverage that you can afford too. Collecting all the information that you can will empower you to make the best decision for you and your family.

Are you ready to find the best insurance company for you? Enter your ZIP code to receive free quotes from life insurance companies that allow you to pay your bill online today.