Accordia Life vs. Sagicor: Best Life Insurance for 2021
When comparing insurers like Accordia Life vs. Sagicor, it is best to analyze pricing and company ratings. Sagicor wins big on this one as not only do they offer far cheaper rates than Accordia Life to both men and women of various ages, but they are also more well-reviewed by the Better Business Bureau. Both Accordia Life and Sagicor received an identical rating from A.M. Best.
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Written by
Sara Routhier
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Reviewed by
Leslie Kasperowicz
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UPDATED: Mar 18, 2021
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- Sagicor offers more affordable rates to men in their 30s.
- Sagicor is more well-reviewed by the Better Business Bureau and identically to Accordia Life by A.M. Best.
- Sagicor offers far more affordable rates to women of various ages in comparison to Accordia Life.
If you’re here with us today you must be looking for your next, possible even first, insurer. The process of comparing insurers can be a complicated one. For this reason, we’re going to focus on just Accordia Life vs. Sagicor.
If you would like to learn more about Accordia Life and Annuity Company, read our Accordia Life Insurance review. This article will tell you everything you need to know about Accordia Life to determine if they have what you need.
Before we dive into our Accordia Life vs. Sagicor comparison, type your ZIP code into our free and helpful tool above to find affordable life insurance quotes in your area.
Accordia Life vs. Sagicor: Which offers better rates to males?
When you begin comparing insurers, you most likely want to start with something that is important to you. For that reason, let’s start with pricing.
To get the most affordable Accordia life insurance quotes, the most affordable Sagicor life insurance quotes, or the best rates from any other company, you must compare.
This next table will show the average 20-year term life insurance rates offered by Accordia Life to males in their 30s, 40s, 50s, and 60s with $100,000 policies.
| Age (Male) | Accordia Life Average Monthly Rates | Transamerica Average Monthly Rates |
|---|---|---|
| Age 30 | $16.91 | $12.56 |
| Age 40 | $23.36 | $16.86 |
| Age 50 | $56.07 | $28.76 |
| Age 60 | $153.53 | $61.49 |
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Let’s now compare the rates shown in the table above with another table that will show the rates offered by Sagicor to males in their 30s.
| Policy Amount (30-Year-Old Male) | Sagicor Average Monthly Rates |
|---|---|
| $100,000 | $9.65 |
| $250,000 | $21.98 |
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As you can see, for males with $100,000 policies, Sagicor life is quite a bit cheaper than Accordia life insurance rates. Let’s see if this holds true for females’ rates. If you’d like to learn more about Sagicor and its rates and discounts be sure to read our Sagicor Life Insurance company review.
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Accordia Life vs. Sagicor: Which offers better rates to females?
Let’s do what we did in the last section, but this time analyzing the rates offered to female drivers of various ages who hold a 20-year, $100,000 policy.
| Age | Accordia Life Average Monthly Rates | Sagicor Average Monthly Rates |
|---|---|---|
| Age 30 | $16.91 | $10.05 |
| Age 40 | $23.36 | $12.18 |
| Age 50 | $56.07 | $23.52 |
| Age 60 | $153.53 | $60.09 |
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As you can see, Sagicor life insurance rates are cheaper across the board for female drivers. In fact, for women in their 50s and 60s, Sagicor is less than half of what Accordia Life costs.
Let’s go ahead and wrap up with how these two companies are reviewed.
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Accordia Life vs. Sagicor: Which is more well-reviewed?
One final thing to keep your eyes out for when comparing insurers is their company ratings from A.M. Best and the Better Business Bureau (BBB).
The Better Business Bureau’s rating scale ranges from A+ down to F. Accordia Life received the second-highest rating possible of A from the Better Business Bureau. With that being said, they are not currently accredited.
How did Sagicor do with the Better Business Bureau? As of this time, not only is Sagicor accredited, but they hold the highest rating possible of A+.
A.M. Best’s rating scale goes from A++ down to D. Accordia Life received a rating of A- (Excellent) from A.M. Best. How did Sagicor do? It turns out they received the same rating of A- (Excellent).
Whether you’ve decided to buy Accordia life insurance, buy Sagicor life insurance, or to search for another company, we hope you have found what you were searching for.
Now that you know more about Accordia Life vs. Sagicor, type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.